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When you are refinancing there are a number of considerations to be worked out before you charge ahead. The reason for the refinancing is very important as it can determine what rate you can expect to pay. Also whether a 2nd mortgage a private mortgage or a new 1st mortgage is the most appropriate for your particular situation and of course credit plays a big part in this decision. I can answer these questions and many more and guide you to the most cost affective solution for you situation.

I have helped many people solve their financial problems and here is what they have to say.
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| We were making pretty good money—but at the end of every month we were struggling to make all our payments. Wayne got us a new mortgage, paid off all our bills and our mortgage payment wasn’t any higher than they had been before. |
Marie and Lanore
Abbotsford British Columbia |
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| I had made some mistakes and the government wouldn’t leave me alone. I was tired of the phone calls and the treats. Wayne got me the money to pay off the government and my other bills at a rate I didn’t think possible. |
Shaun and Ashley
Abbotsford British Columbia |
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